One of the hardest parts about becoming an entrepreneur or small business owner is figuring out how to manage finances. We've written before about how to actually finance your business, which involves managing equity, accumulating debts and loans, etc. All of this is meant for when the business is just getting started, and any cash flow is directed into making it happen. But what happens when a business is actually off the ground and begins to profit?

The strategic answer is simple: reinvestment. Once your small business begins to generate a genuine profit, you should look to funnel every bit of cash you possibly can back into the needs and functionality of the business, in order to ensure growth and continued success. But at some point you have to look to your own profits and savings, either for personal use or for the long-term benefit of the business. And this is where some small business owners may choose to look to investment vehicles beyond the company itself.

But how should you look to invest excess capital that your business may generate? Really, that's up to you, and depends largely on the outlook for the stock market or relevant areas of investment when the time comes. But here are some ideas particularly well suited to small business owners.

First off, you may consider small and simple tools for building your own investment portfolio free of the hassle and fees of diving right into the stock market. Once upon a time, such an option may have seemed like wishful thinking, but now there are multiple tools available to help people in starting up personal investment portfolios. Huffington Post offered a helpful list of 10 apps for first-time investors, with some serving as actual investment tools and others as learning or market tracking devices. But the best service out there for establishing a small personal portfolio might actually be Robinhood, a brand-new app earning rave reviews. Basically, it's a tool for investing on any scale, large or small, without fees or a complicated interface. If you're looking to invest excess capital on your own behalf or that of your business, something like this can be the easiest wa y to go about it.

If building an ordinary portfolio isn't appealing, another option may be to take a look at the precious commodities market, which has close ties to world finance and various stocks but isn't actually traded in an ordinary fashion. Actually, precious commodities, and in particular gold and silver, are traded primarily through a few prominent online dealers. This is made evident at Internet market Bullion Vault, which trades in excess of $2 billion worth of gold and silver for its investors around the world with straightforward, secure procedures. A market like this one may appeal to a small business owner managing excess capital due to its low-fee practice, simple management, and relative stability of the metals market. While it's a myth that gold and silver are "safe," as some like to put it, investments like these are free from many of the risk factors of ordinary stocks and often sought after for long-term gain rather than quick dealings.

Naturally, there are all sorts of additional alternative investment methods. You may look into real estate or get in on the ground floor of another company. The options are truly limitless. To reiterate, it's probably best to keep funneling capital into your business even after the point at which it seems like said business is running smoothly. But if you do get to the point at which you'd like to try to maximize your gains and grow your profits through investment, some of these options can be the easiest to approach while you're running a company.

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