"Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover."
- Mark Twain
Welcome to our website (the "Website"), a community website where you can read, vote, comment, take part in community based discussions and more (the "Website Service"). This Website and the Website Service is operated and maintained by or on behalf of Business-Startup.ie and its group companies ("Business-Startup.ie" or "We" or "Us").
2. Eligibility and Registration
In order to make use of certain parts of the Website Service, you will need to register an account with Us. In order to do so, you must (a) provide Us with complete and accurate registration information; (b) ensure your use of the Website Service is in accordance with these Terms and any Applicable Laws (as defined in paragraph 3, below); and (c) select a username and password. By registering an account with Us you warrant that: (a), you have given complete and accurate registration information, and will keep that information updated; and (b) your use of the Website Service does not violate these Terms or breach any Applicable Laws. You acknowledge that you will be responsible for all activities which take place under your username and for keeping your password secure. If you become aware of any actual, threatened or suspected unauthorised use of your username and/or any other breach of security, you agree to notify Us immediately. You may cancel your account with Us at any time by following the instructions on the registration pages. We may terminate your account with Us for any or no reason, at any time, with or without notice and without liability.
In order to use the Website Service, you will require access to the world-wide web. You are responsible for any connection, service and other fees associated with such access and for providing all equipment necessary to enable you to connect to the world-wide web (including a computer and modem or other access device).
3. General Rules Relating to Conduct
The Website Service is made available for your own, personal and business related use. The Website Service must not be used for any illegal or unauthorised purpose. When you use the Website Service you must comply with all applicable Irish laws relating to online conduct (including, without limitation, content which can be posted online) and with any applicable international laws, including the local laws in your country of residence (together referred to as "Applicable Laws").
4. Content Submitted to the Website
You are responsible for any information, data, text, photographs, graphics, messages or other content ("Content") which you post or upload and/or display (in public or privately) to the Website. Business-Startup.ie may (but shall not be obliged to) delete, edit, lock, move or remove any Content without notice and for any reason and/or to record the IP address from which any Content is posted, uploaded and/or displayed without notice and for any reason, including, without limitation, Content which, in our sole discretion, violates these Terms or is or may be irrelevant, out of date, inappropriate or objectionable in any way whatsoever, or in respect of which Business-Startup.ie receives any complaint (whether justified or not). By posting, uploading and/or displaying any Content to the Website you warrant that: (a) you own all intellectual property and proprietary rights in such Content or that you have a licence from the owner of such rights to post, upload and/or display such Content on the Website; and (b) the posting, uploading and/or displaying of such Content on the Website and the grant of the licence to Crimson and its group companies (on the terms set out below) will not infringe the intellectual property or proprietary rights of any third party.
If you upload, post or otherwise transmit any Content to the Website, you automatically: (a) grant other users of the Website and the Website Service the right to access the same and use it in accordance with these Terms. (b) grant Business-Startup.ie and its group companies a non-exclusive, royalty free, sub-licensable, perpetual, world-wide licence to use, modify, publish, publicly perform, publicly display and distribute such Content on and through the Website and the Website Service and in any other form or medium. You continue to own the Content after it is posted to the Website.
You acknowledge that Business-Startup.ie will not screen or otherwise check any Content which is submitted by you or any other user of the Website Service before it is posted, not monitor yours or any person’s use of the Website Service. As such, you as the user of the Website Service are responsible for any Content you submit to the Website and the manner in which the Website Service is used under your username. If you become aware of any misuse of the Website Service by any person including (without limitation) any posting of Content which violates these Terms, please contact us by following the instructions set out in paragraph 16 of these Terms.
5. Specific Rules Relating to Conduct
You agree that when using the Website Service you will comply with all Applicable Laws (as defined in paragraph 3), these Terms and you acknowledge that you are responsible for all acts and omissions which occur under your user-name. In particular, but without limitation, you agree not to:
a. Upload, post or otherwise display Content which is or promotes behaviour which violates the rights (including, without limitation, the intellectual property rights) of a third party or which is unlawful, harmful, threatening, abusive, flaming, hateful, offensive (whether in relation to sex, race, religion or otherwise) harassing, hateful, defamatory, vulgar, obscene, invasive of another's privacy, solicits personal information from anyone under the age of 18 years, or contains any illegal content; or
b. Upload, post or otherwise display any Content which contains software viruses or any other files or programs that may interrupt, destroy or limit the functionality of the Website or the Website Service or any server or networks connected to the Website or another's computer, or that contains any chain letters, pyramid-selling schemes, bulk mail, junk mail or similar; or
c. Upload, post or otherwise display any Content containing a photograph of another person unless you have obtained that person’s consent;
d. Harvest or collect any IP addresses or email addresses or other contact information of any members of the Website, by electronic means or otherwise; or
e. Restrict or in any way inhibit any other person’s use of the Website or the Website Service; or
f. Upload, post or otherwise display any Content which is false, misleading, un-necessary and/or repetitive including any Content which is inaccurate, out of date or repeats that previously uploaded, posted or displayed by you or another visitor, unless absolutely necessary; or
g. Upload, post or otherwise transmit any Content to a part of the Website which is irrelevant to the subject matter of the Content; or
h. Register an account with us under more than one user name and/or user account number;
i. Use the Website or the Website Service in a manner that is inconsistent with these Terms and/or any Applicable Laws in force from time to time or in a manner which promotes or encourages illegal activity; or
j. Breach the terms of any suspension or ban or seek alternative access; or
k. In the interests of free speech, bring any action for defamation against Business-Startup.ie, or any of the companies in the same group; or
l. Use or solicit any other account holder’s personal data for any purpose other than establishing lawful contact that such account holder would reasonably expect to welcome; or
m. Submit Content owned by a third party without consent from that third party or submit Content in a manner which expressly or impliedly infers that such Content is sponsored or endorsed by the Website; or
n. Use the Website in any unlawful manner or in a manner which promotes or encourages illegal activity or in a manner which could damage, disable, overburden or impair the Website or the Website Service; or
o. Attempt to gain unauthorised access to the Website or any networks, servers or computer systems connected to the Website; or
p. Modify, adapt, translate or reverse engineer any part of the Website or use any robot, spider, site search/retrieval application or other device to retrieve or index any part of the Website or re-format or frame any portion of the web pages comprising the Website, unless permitted by law; or
q. Remove or obstruct from view any advertisements and/or any copyright, trademark or other proprietary notices contained on or in the Website; or
r. Contact any other user of the Website if they have expressly asked you not to; or
s. Attempt to impersonate any other user or account holder of the Website or the Website Service; or
t. Use the username and/or password of any other account holder of the Website or disclose your password to any other person; or
u. Upload, post or otherwise display any Content comprising an advertisement or accept payment or anything of value from any person in exchange for you uploading, posting or displaying any Content or otherwise performing any commercial activity on or through the Website or the Website Service on behalf of such person.
You agree to indemnify Business-Startup.ie and its group companies in full and on demand from and against any loss, damage, costs or expenses which they suffer or incur directly or indirectly as a result of your use of the Website and/or the Website Service, and any use of the same under your username other than in accordance with these Terms or Applicable Law.
The copyright in all material contained on, in, or available through the Website including all information, data, text, sound, photographs, graphics and video messages, the selection and arrangement thereof, and all source code, software compilations and other material ("Material") is owned by or licensed to Business-Startup.ie or its group companies. All rights are reserved. You can view, print or download extracts of the Material for your own personal use but you cannot otherwise copy, edit, vary, reproduce, publish, display, distribute, store, transmit, commercially exploit, disseminate in any form whatsoever or use the Material (other than Content posted by you) without Business-Startup.ie’s express permission. You must not frame or link to the Website or any part of it without our permission.
The trademarks, service marks, and logos ("Trade Marks") contained on or in the Website are owned by Business-Startup.ie or its group companies or third party partners of Business-Startup.ie. You cannot use, copy, edit, vary, reproduce, publish, display, distribute, store, transmit, commercially exploit or disseminate the Trade Marks without the prior written consent of Business-Startup.ie or the relevant group company or the relevant third party partner of Business-Startup.ie.
USE OF THE WEBSITE AND/OR THE WEBSITE SERVICE IS AT YOUR OWN RISK. THE WEBSITE AND THE WEBSITE SERVICE IS PROVIDED ON AN “AS IS” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW: (A) BUSINESS-STARTUP.IE DISCLAIMS ALL LIABILITY WHATSOEVER, WHETHER ARISING IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE IN RELATION TO THE WEBSITE AND/OR THE WEBSITE SERVICE; AND (B) ALL IMPLIED WARRANTIES, TERMS AND CONDITIONS RELATING TO THE WEBSITE AND/OR THE WEBSITE SERVICE (WHETHER IMPLIED BY STATUE, COMMON LAW OR OTHERWISE), INCLUDING (WITHOUT LIMITATION) ANY WARRANTY, TERM OR CONDITION AS TO ACCURACY, COMPLETENESS, SATISFACTORY QUALITY, PERFORMANCE, FITNESS FOR PURPOSE OR ANY SPECIAL PURPOSE, AVAILABILITY, NON INFRINGEMENT, INFORMATION ACCURACY, INTEROPERABILITY, QUIET ENJOYMENT AND TITLE ARE, AS BETWEEN BUSINESS-STARTUP.IE AND YOU, HEREBY EXCLUDED. IN PARTICULAR, BUT WITHOUT PREJUDICE TO THE FOREGOING, WE ACCEPT NO RESPONSIBILITY FOR THE CONDUCT OF ANY USER AND/OR ACCOUNT HOLDER OF THE WEBSITE AND/OR WEBSITE SERVICE; ANY ERROR, DELAY OR FAILURE IN THE TRANSMISSION OF ANY COMMUNICATION BETWEEN USERS AND/OR ACCOUNT HOLDERS; ANY TECHNICAL FAILURE OF THE INTERNET, THE WEBSITE AND/OR THE WEBSITE SERVICE; OR ANY DAMAGE OR INJURY TO USERS OR THEIR EQUIPMENT AS A RESULT OF OR RELATING TO THEIR USE OF THE WEBSITE OR THE WEBSITE SERVICE. YOUR STATUTORY RIGHTS ARE NOT AFFECTED.
Business-Startup.ie will not be liable, in contract, tort (including, without limitation, negligence), under statute or otherwise, as a result of or in connection with the Website and/or the Website Service, for any: (i) economic loss (including, without limitation, loss of revenues, profits, contracts, business or anticipated savings); or (ii) loss of goodwill or reputation; or (iii) special or indirect or consequential loss.
IF BUSINESS-STARTUP.IE IS LIABLE TO YOU DIRECTLY OR INDIRECTLY IN RELATION TO THE WEBSITE AND/OR THE WEBSITE SERVICE, THAT LIABILITY (HOWSOEVER ARISING) SHALL BE LIMITED TO: (A) FIFTY EUROS (EUR50.00); OR (B) THE SUMS PAID BY YOU UPON REGISTERING AN ACCOUNT WITH US; OR (C) THE SUMS PAID BY YOU UPON RECEIVING A WEBSITE SERVICE, WHICHEVER IS GREATER.
Nothing in these Terms shall be construed as excluding or limiting the liability of Business-Startup.ie or its group companies for death or personal injury caused by its negligence or for any other liability which cannot be excluded by Irish law.
9. Access Restriction and Service Suspension or Termination
Business-Startup.ie reserves the right in its sole discretion to deny you access to the Website and/or the Website Service, or any part thereof, with or without notice and for any reason including, without limitation, if you fail to comply with any clause 5 (Member Conduct) or any other provision of these Terms. In particular, Business-Startup.ie may deny you access to the Website and/or the Website Services if Business-Startup.ie exercises its right to delete, edit, lock or remove any Content posted, uploaded or displayed by you. Business-Startup.ie reserves the right to suspend or cease providing all or any of the Website Service, without notice, and shall have no liability or responsibility to you in any manner whatsoever if it chooses to do so.
10. Advertisers on the Website
We accept no responsibility for adverts posted on the Website. If you agree to purchase goods and/or services from any third party who advertises on the Website, you do so at your own risk. The advertiser, not Business-Startup.ie, is responsible for such goods and/or services and if you have any queries or complaints in relation to them, your only recourse is against the advertiser.
11. Online Competitions
If you take part in any competition which is run on or through the Website ("Competition"), you agree to be bound by the rules of that competition and any other rules specified by Business-Startup.ie from time to time ("Competition Rules") and by the decisions of Business-Startup.ie, which are final in all matters relating to the Competition. Business-Startup.ie reserves the right to disqualify any entrant and/or winner in its absolute discretion without notice in accordance with the Competition Rules.
12. Copyright Policy
It is our policy to terminate any person’s account with us if they repeatedly infringe the intellectual property or proprietary rights of others. If you believe any of your work has been copied and posted on the Website in a way which infringes your intellectual property or proprietary rights, please contact us by any of the means set out in paragraph 15. You will need to provide us with the following information: (i) a description of the work that you claim has been infringed and a description of the alleged infringing copy of it; (ii) a description of where the alleged infringing copy has been posted on the Website; (iii) your contact details; (iv) a written statement, signed by you, to confirm that you are the owner of the work or you are authorised to act on the owner’s behalf and the information you have provided to us is accurate to the best of your knowledge and belief.
13. Account Holder Interaction
You are responsible for how you interact with other account holders and users of the Website and the Website Service. We reserve the right, but have no obligation, to monitor how you interact with those persons.
These Terms (as amended from time to time) constitute the entire agreement between you and Business-Startup.ie concerning your use of the Website and the Website Service and supersede any previous arrangement, agreement, undertaking or proposal, written or oral between you and Business-Startup.ie in relation to such matters.
Business-Startup.ie reserves the right to update these Terms from time to time. If it does so, the updated version will be effective as soon as it is uploaded on to this the Website and your continued use of the Website Service following any changes constitutes your acceptance of the new Terms. You are responsible for regularly reviewing these Terms so that you are aware of any changes to them. No other variation to these Terms shall be effective unless in writing and signed by an authorised representative on behalf of Business-Startup.ie.
These Terms shall be governed by and construed in accordance with Irish law and you agree to submit to the exclusive jurisdiction of the Courts of Ireland in relation to any dispute arising out of or relating to these Terms and/or your use of the Website and/or the Website Service.
If any provision(s) of these Terms is held by a court of competent jurisdiction to be invalid or unenforceable, then such provision(s) shall be construed, as nearly as possible, to reflect the intentions of the parties (as reflected in the provision(s)) and all other provisions shall remain in full force and effect.
Business-Startup.ie’s failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by Business-Startup.ie in writing.
15. CONTACT US
Our aim is very simple: to provide access to a varied amount of resources for people interested in either starting a a new business or expanding an existing one. To this end, whether you are looking for help from your local city or county enterprise board or seeking the services of a web designer or a virtual assistant, chances are that you will have some savings or a redundancy lump sum payment to help you get started and your feet off the ground.
Despite the slowdown in our economy, with our EU membership, strong inward investment from multinationals, improving infrastructure and well developed education system we remain poised to benefit from a global economic recovery once it gets underway. While difficult, it is still an environment in which entrepreneurs can continue to thrive.
Unfortunately, there are entrepreneurs in many less developed countries of the world who do not have access to the wealth of resources available to us but who strive nonetheless to get a new business off the ground in order to provide for themselves and their families. To make an impact both at home and overseas, we have teamed up with the micro-lending website Kiva in order to channel 10% of all income generated by Business-Startup.ie into micro-loans to entrepreneurs in developing countries accross the world. To see who we are lending to ourselves please visit our webpage on the Kiva site at http://www.kiva.org/lender/businessstartup .
What Is Kiva?
Kiva's mission is to connect people through lending for the sake of alleviating poverty.
Kiva is the world's first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs around the globe.
The people you see on Kiva's site are real individuals in need of funding - not marketing material. When you browse entrepreneurs' profiles on the site, choose someone to lend to, and then make a loan, you are helping a real person make great strides towards economic independence and improve life for themselves, their family, and their community. Throughout the course of the loan (usually 6-12 months), you can receive email journal updates and track repayments. Then, when you get your loan money back, you can relend to someone else in need.
Kiva partners with existing expert microfinance institutions. In doing so, we gain access to outstanding entrepreneurs from impoverished communities world-wide. Our partners are experts in choosing qualified entrepreneurs. That said, they are usually short on funds. Through Kiva, our partners upload their entrepreneur profiles directly to the site so you can lend to them. When you do, not only do you get a unique experience connecting to a specific entrepreneur on the other side of the planet, but our microfinance partners can do more of what they do, more efficiently.
Kiva provides a data-rich, transparent lending platform. We are constantly working to make the system more transparent to show how money flows throughout the entire cycle, and what effect it has on the people and institutions lending it, borrowing it, and managing it along the way. To do this, we are using the power of the internet to facilitate one-to-one connections that were previously prohibitively expensive. Child sponsorship has always been a high overhead business. Kiva creates a similar interpersonal connection at much lower costs due to the instant, inexpensive nature of internet delivery. The individuals featured on our website are real people who need a loan and are waiting for socially-minded individuals like you to lend them money.
How Kiva works
Choose an Entrepreneur, Lend, Get Repaid
The below diagram shows briefly how money gets from you to an entrepreneur, and back.
1) Lenders like you browse profiles of entrepreneurs in need, and choose someone to lend to. When they lend, using PayPal or their credit cards, Kiva collects the funds and then passes them along to one of our microfinance partners worldwide.
2) Kiva's microfinance partners distribute the loan funds to the selected entrepreneur. Often, our partners also provide training and other assistance to maximize the entrepreneur's chances of success.
3) Over time, the entrepreneur repays their loan. Repayment and other updates are posted on Kiva and emailed to lenders who wish to receive them.
4) When lenders get their money back, they can re-lend to someone else in need, donate their funds to Kiva (to cover operational expenses), or withdraw their funds.
Starting a business is not easy! But it certainly is a whole lot easier in Ireland than other far flung corners of the world. If successful in your own endeavours why not consider getting involved in micro-lending to budding entrepreneurs overseas who don't have access to quite such a generous regime as we have here in Ireland and where making a living can literally be a matter of life and death.
Check out www.kiva.org or simply google micro-finance or micro-lending for other organisations involved in this very beneficial area.
Business-Startup.ie has created this privacy statement to demonstrate our firm commitment to privacy. The following discloses the information-gathering and dissemination practices of Business-Startup.ie.
1. Information Automatically Logged
We use your IP address and log user agents and referring address to help diagnose problems with our server, to administer our website and to identify unique users. Your IP address is also used to gather broad demographic information.
2. Information Usage
Business-Startup.ie uses the information we gather for these general purposes:
To enhance the user experience by determining how well each page performs. This helps Business-Startup.ie continue to build a better service for you.
To fulfil your requests for certain products and services, such as sending out electronic newsletters.
To send you information you agreed to receive about topics we think will be of interest to you.
3. Personally Identifiable Information provided to Business-Startup.ie
Business-Startup.ie will make your personally identifiable information available to other companies or people when:
We have your consent to share the information.
We have engaged companies to work with or on behalf of Business-Startup.ie to provide a product or service that you have requested, such as opt-in email announcements.
We respond to subpoenas, court orders or legal process; or we believe that your actions violate applicable laws or threaten the rights, property or safety of Business-Startup.ie, our users, or others.
Business-Startup.ie aggregates personally identifiable information and discloses such information in a non-personally identifiable manner to advertisers and other third parties for marketing, promotional and other purposes. We do not disclose to these entities any information that could be used to identify you personally.
If we sell Business-Startup.ie, we may transfer some or all of your information as a part of the sale in order that the service being provided to you may continue or for other business purposes.
4. Form Submissions
Certain online purchase options require users to give us financial information (such as their credit card numbers) and demographic information (such as their address, etc.). Financial information that is collected is used solely to bill the user for products and services. You can be assured that our internal routines do not allow unauthorised access to our customer information. Credit card details needed with online payment are classified as extremely sensitive and this information is stored in a proper way without unauthorised personnel being able to gain access. All aspects of information storage are safeguarded in a secure manner.
5. ‘Email this article to your colleagues’ service
A user can electronically forward a news story to someone else by clicking the link at the bottom of a story. The user provides a valid email address for both the sender and the recipient in order to ensure that the service functions properly and to inform the recipient who sent the story. There is also an option to include a name, which is only used for the email salutation. None of this information is used for any other purpose.
6. Irish Data Protection Commissioner
Further information on your data privacy rights are available on the website of the Irish Data Protection Commissioner at www.dataprotection.ie.
7. Surveys and Competitions
From time to time our site requests information from users via surveys or competitions. Participation in these surveys or competitions is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and delivery address) and demographic information (such as address, age and income level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.
Promotions and competitions that run on Business-Startup.ie may be sponsored by companies other than Business-Startup.ie or may be co-sponsored by Business-Startup.ie and another company.
Business-Startup.ie or its sponsors or business partners may, with your expressed permission, from time to time send you emails regarding its products and services.
8. External Links
This site contains links to other sites. Business-Startup.ie is not responsible for the privacy practices or the content of such websites.
We take every precaution to protect all information collected. Sensitive information you submit via the website is both communicated to us and stored in a secure manner. All personal information communicated to us as part of an order or sign-up is submitted over a secure channel, protected using SSL or TLS encryption with 128-bit key length (supported by modern browsers).
10. Opt-Out Service
Our site provides users the opportunity to opt out of receiving promotional/marketing information from our partners and Business-Startup.ie.
11. Correcting and Updating
Business-Startup.ie offers users the ability to change certain personal identifiable information (email address, etc) collected during the sign-up process for specific services.
Contacting the website
Questions & Comments
Promotion of our website is designed to generate a steady steam of traffic to business-startup.ie with a high degree of relevance for our site advertisers. To this end, the promotional mix we are employing includes both an online marketing effort and also print advertising.
Promotional efforts online are focused primarily on 1) Search Engine Optimisation and 2) Google AdWords.
Search Engine Optimisation (SEO) is the process of improving the volume or quality of traffic to a web site from search engines via "natural" or un-paid ("organic" or "algorithmic") search results as opposed to search engine marketing (SEM) which deals with paid inclusion. Typically, the earlier (or higher) a site appears in the search results list, the more visitors it will receive from the search engine. To this end, a large part of our marketing budget is directed at improving the listing position of our website in online search engines such as Google and Yahoo. Some of the most popular search phrases for people considering starting a business are "starting a business" and "business startup".
On Google Ireland we are ranked No. for "starting a business" and No. 4 for "business startup" while on Yahoo Ireland we are ranked No. and No. respectively. (Data correct as at 8th February 2010).
STANDARD - €49 for a period of 3 years!
A Link to your website
Add multiple keywords to optimise your exposure on the directory
Add details on products or services
Add a 500 word paragraph about your company
Your web address and contact details will be shown in your company description area
Add your logo to your listing
Your company will be listed below the Featured Listings
€ 49 for a period of 3 years!
Partner Charity - Kiva
10% of all directory income generated by Business-Startup.ie will be lent to entrepreneurs overseas in less developed countries of the world who do not have access to the wealth of resources available to us here in Ireland but, who strive nonetheless to get a new business off the ground in order to provide for themselves and their families. To make an impact both at home and overseas, we have teamed up with the micro-lending website Kiva who specialise in channelling micro-loans to entrepreneurs in developing countries across the world. For further details, please click here. You can visit our webpage on the Kiva site and see details of who we are lending to by visiting http://www.kiva.org/lender/businessstartup .